Skyfire

Skyfire provides identity and payment infrastructure designed for AI agents. Founded by former Ripple executives, the platform combines Know Your Agent identity with payment capabilities so buyer and seller agents can transact under budgets and per-transaction limits. Its public platform launched in June 2025.

Key Features

• KYA Tokens: Represent agent identity and Know Your Agent information.
• Payment Tokens: pay tokens support payments, while kya-pay combines identity and payment.
• Agentic Wallet: Enroll tokenized user cards, manage stablecoins, and collect mandates.
• KYAPay Protocol: Supports agent checkout and referral-link commerce.
• Guardrails: Apply overall budgets and per-transaction limits.

Use Cases

Who Should Use This Tool?

• Agent Marketplaces coordinating buyer and seller agents.
• Service Providers publishing paid tools for autonomous customers.
• Developers who need identity and payment in one infrastructure layer.

Problems It Solves

1. Unknown counterparties: Identity tokens help services recognize agents.
2. Disconnected payments: Combined tokens join identity and transaction authority.
3. Unsafe autonomy: Wallet mandates and limits constrain agent spending.

Pricing

Advantages & Unique Selling Points

Compared to Competitors:

1. Identity plus payment: KYA and payment capabilities share one platform.
2. Two-sided commerce: Infrastructure serves both buyer and seller agents.
3. Card and stablecoin support: Wallets bridge tokenized cards and USDC.

What Makes It Stand Out:

• Purpose-built token types for identity, payment, or both.
• Agent checkout with mandates and referral links.
• USDC settlement on Polygon.

User Reviews

"Combining agent identity with payment authorization reduces the number of trust systems we have to assemble." Illustrative marketplace-developer perspective, editorially composed

"The buyer and seller model is useful for services that expect machines, not people, at checkout." Illustrative API-provider perspective, editorially composed

Getting Started

Quick Start Guide

1. Register the service: Define what a seller agent offers and its pricing.
2. Enroll a wallet: Add tokenized card or stablecoin funding.
3. Set guardrails: Configure budgets and transaction limits.
4. Choose tokens: Use identity, payment, or combined credentials.

Integration

Integrates with:

• Buyer and seller agent workflows
• Tokenized card funding and stablecoins
• USDC settlement on Polygon

Frequently Asked Questions

What is a KYA token?

It is Skyfire's identity token for representing Know Your Agent information.

Can Skyfire combine identity and payment?

Yes. The kya-pay token combines both functions.

Are spending controls available?

Yes. Users can establish budgets and per-transaction limits.

Alternatives

• Payman AI: Policy-controlled isolated wallets.
• Keeta: Global settlement for autonomous systems.
• Signets: Cards, accounts, and reconciliation.

Tips & Best Practices

1. Use combined tokens selectively: Share only the identity and payment scope required.
2. Set conservative limits: Increase budgets after observing agent behavior.
3. Describe seller services clearly: Machine-readable pricing improves checkout decisions.

Conclusion

Skyfire treats identity and payment as connected requirements for agent commerce. Its token model, wallet controls, and buyer-seller infrastructure suit marketplaces and paid services that need recognizable, bounded autonomous customers.