Reap

Reap sells Visa credentials for agent purchases. It mints a tokenized, single-use card per payment intent, locked to amount, merchant, and time. The same page still prints cards issued in ~120ms. Passkey auth, USDC settlement, 40+ markets, and TAP / MPP / ACP are still on that page. reap.global/pricing lists Card Issuing and Agentic Payments as Talk to us / Get a quote. Dashboard rows such as physical/virtual card FREE, ATM 2%, FX 2%, and bill-pay 0.5% / $25 FX are not the agentic SKU table.

Compare Payman if you wanted bank-facing agent demos, and Skyfire if you wanted KYA / pay tokens instead of Visa cards.

Key Features

Issuer, not a wrapper: Reap presents itself as a licensed Visa issuer, not a card-on-file proxy.
One card per intent: Amount, merchant, and lifetime are set at mint. Raw PAN stays out of the model.
~120ms is still first-party: Keep that latency only as product-page copy. We did not time a live mint.
Quote, not a public agentic ladder: Issuing and agentic payments are sales conversations.
Dashboard fees are a different product: FREE physical/virtual cards and ATM/FX percentages belong to the spend dashboard, not to the agent credential SKU.

Use Cases

Commerce agents that must pay a Visa merchant without holding a reusable card.
Platforms that need issuer-level merchant/amount locks plus an audit trail.
Teams comparing Reap vs Payman vs Skyfire on public pages, not on invented seat prices.

Limitation: We did not complete KYB, mint a live card, or re-verify TAP / MPP / ACP against the protocol specs. Editorially composed reviews from the old entry are out.

Pricing

reap.global/pricing on 2026-08-17.

Surface	Price	Notes from that page
Card Issuing	Talk to us / quote	Not a public dollar table.
Agentic Payments	Talk to us / quote	Same quote path. Confirm the live official page.
Dashboard spend	Public fee rows	Physical/virtual card FREE; ATM 2%; FX 2%; bill-pay 0.5% or $25 FX. Not the agentic SKU.

If a leftover blog lists a self-serve agentic dollar, treat the quote buttons as the source.

Getting Started

Open the agentic payments page before you write a deck.
Use Talk to us if you needed issuing or agent credentials.
Do not copy dashboard ATM/FX rows into an agent pricing slide.
Confirm Payman or Skyfire if you needed a different public surface this week.

Frequently Asked Questions

Is there a public agentic dollar table?

No. Issuing and agentic payments are quote-based.

Does Reap still claim ~120ms issuance?

Treat it as marketing copy until you time it.

Same as Payman or Skyfire?

No. Payman sells bank demos. Skyfire documents KYA / pay tokens. Reap mints scoped Visa credentials.

Alternatives

Payman: Bank and credit-union agentic banking, unlisted price.
Skyfire: KYA plus payment tokens, unlisted seat table.
Crossmint: Public $0 / $99 / $499 wallet ladder on the last refresh.

Tips

Call Reap an issuer-side Visa credential, not a reusable virtual card.
Keep dashboard fees off the agentic quote.
Confirm the pricing page before you invent a per-mint dollar.

Conclusion

Reap is still a Visa issuer path for single-use agent credentials, with ~120ms still printed on the product page and no public agentic dollar table. Start at reap.global/products/agentic-payments, then decide whether Payman or Skyfire already covers the surface you need.